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For my upcoming book "Financially Forward," I've read every cryptocurrency-related text I can get my hands on, watched dozens of videos and interviewed countless leading entrepreneurs -- all with an eye toward taking a balanced, informed approach to the possibilities ahead. 

It's easy to over-exaggerate the potential of blockchain. But, the technology behind crypto-currencies such as Bitcoin has the potential to drive significant social shifts.

Here's a closer look at what this may mean for our wallets.